Start investing

With Lendy Wealth 60 & 365-day accounts

To register your interest in Lendy Wealth, please review the investment products below.

Choose a product, send us your contact details and one of our experienced Wealth Managers will contact you to open your Lendy Wealth account.

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Lendy Wealth investment products

Lendy Wealth offer two investment products: Wealth60 and Wealth365

60

The Lendy Wealth60 Account

Earn up to  6% pa gross on your investments

Wealth60 is an ideal account for those that want to balance a great return with shorter term access.

Minimum investment £10,000.

View product details
Rate
up to 6% pa gross. Based on all interest being re-invested
Interest calculations
Calculated monthly
Paid monthly or re-invested monthly
Access period
60 days notice for every deposit made
Minimum account balance
£10,000
Minimum deposit
£5,000
Minimum withdrawal
£5,000
Notes

Interest is quoted gross and is up to the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses (managing risk). Annualised projected return after expected losses for the Wealth60 is currently 6.0% gross, assuming all monthly interest is re-invested. If the interest is taken as monthly income, the projected return is 5.8%.

Past performance does not guarantee future performance. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme (FSCS). Capital is at risk.

365

The Lendy Wealth365 Account

Earn up to 10% pa gross on your investments

Wealth365 is suitable for investor who want an outstanding rate of return and are happy with long term access.

Minimum investment £10,000.

View product details
Rate
up to 10% pa gross. Based on all interest being re-invested
Interest calculations
Calculated monthly
Paid monthly or re-invested monthly
Access period
365 days notice for every deposit made
Minimum account balance
£10,000
Minimum deposit
£5,000
Minimum withdrawal
£5,000
Notes

Interest is quoted gross and is up to the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses (managing risk). Annualised projected return after expected losses for the Wealth365 is currently 10.0% gross, assuming all monthly interest is re-invested. If the interest is taken as monthly income, the projected return is 9.6%.

Past performance does not guarantee future performance. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme (FSCS). Capital is at risk.

How it works

Two types of product, one type of investment

The lending is secured with a legal charge, and loan amounts do not exceed 70% of the Open Market Value. This means that in the event of a loan becoming non-performing there is typically sufficient equity to allow loan funds to be recouped with the sale of the security.

A detailed summary of the criteria we accept can be found here.